Personal bookkeeping
Ledgerly is a personal finance tracker built like a bookkeeper’s ledger. Record each entry, watch the balance carry forward, and see exactly where the money stands.
| Date | Particulars | Debit | Credit | Balance |
|---|---|---|---|---|
| Mar 01 | Salary | — | ₹82,000 | ₹82,000 |
| Mar 03 | Blue Tokai Coffee | ₹460 | — | ₹81,540 |
| Mar 05 | Rent — March | ₹24,000 | — | ₹57,540 |
| Mar 08 | Freelance invoice | — | ₹15,000 | ₹72,540 |
| Balance carried | ₹72,540 | |||
Every entry carries the account forward. You always know the figure standing at the foot of the page — not just a pile of transactions.
Money out in red, money in green, set in two columns like a proper statement. No mystery pie charts — just the figures.
Budgets are monthly allotments you draw down. Pots are reserves, set aside and kept out of the running balance.
Allotments draw down as you spend. The rule fills; you stop.
Emergency fund
₹1,20,000
of a ₹2,00,000 target · set aside, out of the balance
Reserves sit apart from the running balance until you draw them.
Rent
1st of the month
Electricity
12th of the month
Internet
18th of the month
A payables schedule, so nothing lands on the account unannounced.
Free to start. Your books, kept in order.
Open an account