The fine print

Privacy policy

Last entered: 20 July 2026

Ledgerly is a personal bookkeeping tool. The short version of this policy: what you write in your ledger is yours, it is stored so the app can show it back to you, and it is not used for anything else.

What is collected

• Account details — your name, email address, and a password. The password is stored only as a salted BCrypt hash; no one, including the operator, can read it.
• Your entries — the transactions, budgets, pots, and bills you record. These exist solely so the application can display your books to you.

What is never collected

• Bank credentials. Ledgerly has no bank integration and will never ask for online-banking logins, card numbers, or account numbers.
• Trackers. No advertising pixels, no third-party analytics, no fingerprinting. The only cookies/storage used are the ones that keep you signed in.

Where it lives

Data is stored in a PostgreSQL database on a server operated by the developer, reachable only over HTTPS. The database is not exposed to the public internet; only the application can talk to it.

Who sees it

Nobody, in the ordinary course. Your data is not sold, shared, rented, or used to train anything. The operator has administrative access to the server for maintenance and will not read your entries except where strictly required to debug a problem you have reported.

Taking your data out

You can delete individual entries at any time from within the app. To have your account and everything in it erased, contact the developer via atinroy.dev and it will be removed from the live database.

Changes

If this policy changes, the “last entered” date above changes with it. Because the source is public, the history of this page is auditable like everything else.

Questions? Start at the about page.